Ford Finance Center in Charleston, WV

Once you've found the new or used Ford model you'd like to drive home, it'll be time to discuss your auto financing options. Thankfully, the Downtown Ford finance specialists are here to make the process as easy as possible. We'll go over the benefits of buying vs. leasing a Ford, discuss car payment plan options and more.

Plus, we have long-standing relationships with trusted financial institutions, ensuring you can get approved for a new or used car loan that works with your budget. Contact the auto financing team at our Ford dealership in Charleston to get started on the car-buying or -leasing process today!

Curious about our new Ford specials? We have new Ford lease specials and financing offers to help our customers save on the vehicle that catches their eye. Learn more about how you can take advantage of our new Ford incentives at Downtown Ford.

Auto Loans

The Downtown Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Charleston, Cross Lanes, and Nitro to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Dunbar to South Charleston. Whether you are right down the road or an hour away from Charleston you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Downtown Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Downtown Ford finance team will put together a loan package that is tailored specifically for you.

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Link: Get Pre-Approved

Our Financial Services Include:

Competitive rates direct from the manufacturer and local West Virginia banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.